General information, not legal advice: check the official source before you act. How we check
Short answer
- House, minimum price
- IDR 5 billion
- Apartment, minimum price
- IDR 2 billion
- Right of use on state land
- 30 + 20 + 30 years
- Right of use over freehold
- 30 years, then a new deed
In detail
What can a foreigner legally own in Bali?
A foreigner can own a home on a right-of-use title, or lease one, but never hold freehold land. You qualify while you hold an immigration document: in 2023 the land agency read that as a passport and visa, with no KITAS (limited stay permit) needed. Ask the land deed official what to hold between trips if your visa will lapse.[1, 2, 3]
| Title | Can a foreigner hold it? | How long |
|---|---|---|
| Freehold (hak milik) | No | No set term, citizens only |
| Right of use on state land | Yes, above the price floor | Up to 30 years, extended by 20, renewed by 30 |
| Right of use over someone's freehold | Yes, above the price floor | Up to 30 years, renewed only by a new deed |
| Building rights (HGB) | Only through an Indonesian company | On state land, up to 30 years, extended by 20, renewed by 30 |
| Lease | Yes | As the contract says; on a visit visa, see long-term rentals |
A house in Bali must cost at least IDR 5 billion (about USD 280,000) and count as a luxury home. You get one plot per person or family, of up to 2,000 m². An apartment must cost at least IDR 2 billion (about USD 110,000). If its building stands on right-of-use or building-rights land, it must be in an economic zone, and tourism areas count as one. Where you buy a house on freehold or building-rights land, its title is changed to a right of use in your name. The other route is a right of use granted over a freehold the owner keeps.[2, 4, 5, 6, 7]
These price floors date from 2022 and can change, so check the current figure with the land deed official before you agree a price.[5]
Our rule
Ask for the seller's certificate, and for the apartment's zone, before you pay a deposit.
A home on a title you cannot hold, or below the floor, cannot be put in your name.
What is the difference between leasehold and freehold in Bali?
Freehold is a permanent title that only Indonesian citizens may hold, dual nationals excluded. Leasehold is a contract that gives you the use of land or a villa for a set time, for an agreed price.[1, 10]
A lease is not a land title, so its terms, any option to extend included, are whatever the contract says. If the owner sells the land, your lease still stands, unless the lease itself says a sale ends it.[10]
- The term and the full price, written in the lease.
- A clause on what happens if the owner sells: it should not end your lease.
- The price and terms of any extension, written in now, not left for later.
Our rule
Get any extension price written into the lease before you sign.
An extension left to a later talk is the owner's to price.
How long does a hak pakai last, and can it be extended?
On state land a right of use runs for up to 30 years, then you can extend it by up to 20 and renew it for up to 30 more. Over someone else's freehold it runs for up to 30 years, and only a new deed from the owner renews it.[2]
So on freehold land, your second term depends on the owner agreeing to sign again.[2]
Can you buy land through a company?
Not as freehold: a company is for business investment, not a way round the freehold rule. A foreign investor invests through an Indonesian limited company, a PT PMA (foreign-owned Indonesian company). That company can hold building rights (HGB) for up to 30 years, extended by 20 and renewed by 30.[2, 9]
Shares held for you by an Indonesian are no fix: an agreement that someone holds company shares in their name for another person is void.[9]
Is a nominee arrangement legal in Bali?
No. Any sale, gift or other deal meant to pass freehold to a foreigner, directly or indirectly, is void by law. The land falls to the state, and what you paid the seller cannot be reclaimed.[1]
Ask to see the title in your own name before you pay anything. In Bali's tourist areas, a local person's name can go on the certificate while a foreigner controls the land. The law does not protect that.[1, 12]
| Legal title | Nominee deal | |
|---|---|---|
| Name on the certificate | Yours | An Indonesian's |
| What the law says | Valid, within its term | Void; the land falls to the state |
| If it fails | Your title stands while you qualify | What you paid the seller cannot be reclaimed |
| Land deed official | Makes the deed | Must refuse a deed resting on an absolute power of attorney that hands over the land |
Our rule
Walk away from any offer to hold land in someone else's name for you.
An absolute power of attorney that hands over the land does not make it safe: the land registration rules tell a land deed official to refuse a deed resting on one.[11]
What does the land deed official (PPAT) do?
A PPAT (land deed official) makes the deed for your purchase, or for a right of use over freehold. The land office registers the transfer only with that deed.[2, 11]
Hand over the original certificate
The PPAT checks the original certificate against the land office's records. If it is missing or does not match, the PPAT must refuse to make the deed.[11]
Prove each party may act
The PPAT refuses where a party is not entitled to act, or acts on an absolute power of attorney that in substance hands over the land.[11]
What happens to your home if you die or no longer qualify?
Your home can pass to your heirs, and a foreign heir needs an immigration document of their own. A foreigner qualifies only while holding an immigration document. If you no longer qualify, you have one year to sell or transfer the right of use to someone who does, or it lapses.[2]
A foreigner who gets freehold land by inheritance, or through joint marital property, has one year to give it up, or it falls to the state.[1]
Next steps
FAQ
Can you buy a villa in Bali on a tourist visa?
Only above the price floor, and only while you hold an immigration document. A house in Bali must cost at least IDR 5 billion and count as a luxury home, held on a right-of-use title. In 2023 the land agency read a passport and visa as enough, with no KITAS.[3, 4, 5]
If you stop holding an immigration document, you have one year to sell or transfer the right of use, or it lapses. Ask the land deed official what to hold between trips.[2]
Can an Indonesian spouse own land for the family?
Yes. An Indonesian married to a foreigner can hold the same land rights as any other Indonesian. The land must not be joint marital property, shown by a separation-of-property agreement made before a notary. Without one, freehold that becomes joint property must be given up within a year.[1, 2]
Sources
Our summaries of Indonesian rules are unofficial; the Indonesian text governs.
Ministry of Finance legal database (JDIH Kemenkeu), UU 5/1960, the Basic Agrarian Law (Articles 21, 26, 42, 44, 45)
Audit Board legal database (JDIH BPK), PP 18/2021 on management rights, land rights, apartment units and land registration (Articles 34, 35, 37, 49 to 53, 69 to 72)
Audit Board legal database (JDIH BPK), Permen ATR/BPN 18/2021 on setting management rights and land rights (Articles 185 to 187)
Hukumonline (legal publisher), Foreigners can buy a home at these minimum prices (Kepmen ATR/BPN 1241/SK-HK.02/IX/2022)
Ministry of Finance, Indonesia, Fiscal Policy Agency, Kurs Pajak (tax exchange rate), weekly
Ministry of Finance legal database (JDIH Kemenkeu), UU 25/2007 on investment (Articles 5 and 33)
Hukumonline (legal publisher), The owner sells the house: must the tenant move? (Civil Code Articles 1548 and 1576)
Audit Board legal database (JDIH BPK), PP 24/1997 on land registration (Articles 37 and 39)
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